MidWestOne Financial Valuation
| MOFG Stock | USD 49.31 0.78 1.61% |
At this time, the firm appears to be overvalued. MidWestOne Financial secures a last-minute Real Value of $39.45 per share. The latest price of the firm is $49.31. Our model forecasts the value of MidWestOne Financial from analyzing the firm fundamentals such as Current Valuation of 845.69 M, profit margin of 0.26 %, and Return On Equity of 0.1 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting MidWestOne Financial's valuation include:
Overvalued
Today
Please note that MidWestOne Financial's price fluctuation is very steady at this time. Calculation of the real value of MidWestOne Financial is based on 3 months time horizon. Increasing MidWestOne Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the MidWestOne stock is determined by what a typical buyer is willing to pay for full or partial control of MidWestOne Financial Group. Since MidWestOne Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of MidWestOne Stock. However, MidWestOne Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 49.31 | Real 39.45 | Target 40.0 | Hype 49.37 | Naive 47.22 |
The real value of MidWestOne Stock, also known as its intrinsic value, is the underlying worth of MidWestOne Financial Company, which is reflected in its stock price. It is based on MidWestOne Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of MidWestOne Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of MidWestOne Financial Group helps investors to forecast how MidWestOne stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of MidWestOne Financial more accurately as focusing exclusively on MidWestOne Financial's fundamentals will not take into account other important factors: When choosing an evaluation method for MidWestOne Financial, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
MidWestOne Financial Cash |
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MidWestOne Financial Total Value Analysis
MidWestOne Financial Group is now forecasted to have valuation of 845.69 M with market capitalization of 1.02 B, debt of 116.56 M, and cash on hands of 100.08 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the MidWestOne Financial fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
845.69 M | 1.02 B | 116.56 M | 100.08 M |
MidWestOne Financial Investor Information
About 80.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.68. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. MidWestOne Financial has Price/Earnings To Growth (PEG) ratio of 2.52. The entity last dividend was issued on the 16th of January 2026. The firm had 3:1 split on the 22nd of August 2006. MidWestOne Financial Group may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Total Cash From Operating Activities | 76.3 M | 72.7 M |
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MidWestOne Financial Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of MidWestOne implies not a very effective usage of assets in February.MidWestOne Financial Profitability Analysis
Taking into consideration MidWestOne Financial's profitability measurements, MidWestOne Financial Group may not be well positioned to generate adequate gross income at this time. It has a very high probability of underperforming in March. Profitability indicators assess MidWestOne Financial's ability to earn profits and add value for shareholders.Net Loss | First Reported 1994-09-30 | Previous Quarter 10 M | Current Value 17 M | Quarterly Volatility 10.9 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Gross Profit Margin | 0.25 | 0.26 |
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For MidWestOne Financial profitability analysis, we use financial ratios and fundamental drivers that measure the ability of MidWestOne Financial to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well MidWestOne Financial utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between MidWestOne Financial's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of MidWestOne Financial over time as well as its relative position and ranking within its peers.
MidWestOne Financial Earnings per Share Projection vs Actual
By analyzing MidWestOne Financial's earnings estimates, investors can diagnose different trends across MidWestOne Financial's analyst sentiment over time as well as compare current EPS estimates against different timeframes. Please be aware that the consensus of earnings estimates for MidWestOne Financial Group is based on EPS before non-recurring items and includes expenses related to employee stock options.MidWestOne Financial Ownership Allocation
MidWestOne Financial maintains a total of 20.63 Million outstanding shares. The majority of MidWestOne Financial outstanding shares are owned by institutional investors. These third-party entities are usually referred to as non-private investors looking to shop for positions in MidWestOne Financial Group to benefit from reduced commissions. Consequently, institutional holders are subject to a different set of regulations than regular investors in MidWestOne Financial. Please pay attention to any change in the institutional holdings of MidWestOne Financial as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company has, if the real value of the firm is less than the current market value, you may not be able to make money on it.MidWestOne Financial Profitability Analysis
The company reported the previous year's revenue of 206.03 M. Net Loss for the year was (60.29 M) with profit before overhead, payroll, taxes, and interest of 221.84 M.MidWestOne Financial Past Distributions to stockholders
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates MidWestOne Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in MidWestOne Financial and how it compares across the competition.
About MidWestOne Financial Valuation
The stock valuation mechanism determines MidWestOne Financial's current worth on a weekly basis. Our valuation model uses a comparative analysis of MidWestOne Financial. We calculate exposure to MidWestOne Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of MidWestOne Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 69.6 M | 78.5 M | |
| Pretax Profit Margin | (0.47) | (0.45) | |
| Operating Profit Margin | (0.47) | (0.45) | |
| Net Loss | (0.34) | (0.32) | |
| Gross Profit Margin | 0.26 | 0.25 |
MidWestOne Financial Quarterly Retained Earnings |
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A single share of MidWestOne Financial represents a small ownership stake in the entity. As a stockholder of MidWestOne, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
MidWestOne Financial Dividends Analysis For Valuation
The MidWestOne Financial's current Dividends Paid is estimated to increase to about 19.9 M, while Dividend Yield is projected to decrease to 0.03. . The MidWestOne Financial's current Retained Earnings is estimated to increase to about 263 M, while Retained Earnings Total Equity is projected to decrease to roughly 168.9 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 19 M | 19.9 M | |
| Dividend Yield | 0.04 | 0.03 | |
| Dividend Payout Ratio | (0.31) | (0.30) | |
| Dividend Paid And Capex Coverage Ratio | 3.01 | 2.10 |
There are various types of dividends MidWestOne Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of MidWestOne shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from MidWestOne Financial Group directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When MidWestOne pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of MidWestOne Financial by the value of the dividends paid out.
MidWestOne Financial Growth Indicators
Investing in growth stocks can be very risky. If the company such as MidWestOne Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 17 M | |
| Quarterly Earnings Growth Y O Y | -0.521 | |
| Forward Price Earnings | 11.9474 |
MidWestOne Financial Current Valuation Indicators
Valuation refers to the process of determining the present value of MidWestOne Financial Group and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value MidWestOne we look at many different elements of the entity such as MidWestOne's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as MidWestOne Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use MidWestOne Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes MidWestOne Financial's worth.Complementary Tools for MidWestOne Stock analysis
When running MidWestOne Financial's price analysis, check to measure MidWestOne Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy MidWestOne Financial is operating at the current time. Most of MidWestOne Financial's value examination focuses on studying past and present price action to predict the probability of MidWestOne Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move MidWestOne Financial's price. Additionally, you may evaluate how the addition of MidWestOne Financial to your portfolios can decrease your overall portfolio volatility.
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